Hey there, savvy spender!
Did you ever dream about having a credit card that doesn’t just get you by, but actually levels up your lifestyle?
Well, let’s chat about the RBC Avion Visa Infinite Card, a gem in Canada’s bustling credit card market.
Whether you’re traveling across continents or simply looking to earn big on your everyday expenses, this card offers a range of impressive rewards and exclusive benefits.
Who Should Consider the RBC Avion Visa Infinite Card?
First things first, who’s this card really for? If you’re someone who loves earning rewards faster than a kid collects candies on Halloween, this might just be your new best friend.
Frequent flyers, this is for you! You’ll adore the fast points accumulation, and let’s not forget that top-tier travel insurance – it’s like having a safety net made of golden silk.
But hey, it’s not all about travel.
If you find joy in dining out, shopping sprees, or even if your business expenses are more frequent than your coffee runs, this card can significantly enhance your spending returns.
It’s the card for anyone who wants to make every dollar count and enjoys a sprinkle of luxury on top.
Unpacking the Credit Limit
One of the first things most of us look at – the credit limit.
The RBC Avion Visa Infinite Card rolls out the red carpet with a high starting limit, suited for the high rollers and frequent globetrotters.
Now, the exact figure you get can vary, depending on factors like your credit history, income, and financial obligations. Want a personalized assessment? A quick call to RBC should do the trick but you can also visit the website to get more details.
How to Up Your Card Limit
Already planning on how to make the most of this card?
Let’s talk limit increases. Here we share with you a few tips that could set you on the right path:
Exhibit Financial Stability
Think of it like building a credit empire. Stable income, good credit history, and prudent credit management paint a picture of reliability for RBC. The more solid you look on paper, the better your chances.
Consider a Secured Increase
If you’re eager for a sure-shot method, offering a security deposit can speak volumes. It shows RBC you’ve got the resources to back up an increased credit line.
Keep an Eye on Automatic Reviews
RBC likes to keep tabs on good credit behavior. Regular, responsible use of your card can make you eligible for an automatic limit hike during these periodic reviews.
Watch Your Credit Utilization
Pro tip: Try to use only a small chunk of your available credit. A low credit utilization rate can impress RBC and make you a strong candidate for a higher limit.
Maintain a Spotless Credit Record
Timeliness is next to godliness in the credit world. Paying your bills on time and keeping your credit clean of negative marks can work wonders.
Add an Authorized User
Sometimes, two heads are better than one. Adding a family member with good credit as an authorized user can reflect well on your account and potentially bump up your limit.
Card Benefits Worth Swooning Over
Now, let’s dive into the treasure chest of benefits the RBC Avion Visa Infinite Card offers.
Points Galore on Every Spend
Every dollar spent brings in Avion points. And the beauty of these points? You can maximize their value in various ways, especially with those sweet accelerated earning rates on certain categories.
Top-Notch Travel Insurance
Travel warriors, here’s your shield. The card’s travel insurance package covers medical emergencies, trip interruptions, baggage loss, and even car rentals. It’s like your personal travel guardian.
Lounge Like a Celebrity
Ever dreamt of having a place to unwind before a flight? With complimentary access to VIP airport lounges worldwide, you can relax and indulge in luxury before embarking on your journey.
No Foreign Transaction Fees – Yay!
For the globetrotters, the card waives foreign transaction fees. Yup, you heard it right – no worrying about those pesky extra charges when shopping abroad.
Key Details You Should Know
Let’s break down some of the essential features:
- Brand: Visa
- Type: International
- Initial Limit: Subject to RBC’s evaluation
- Annual Fee: $120
- Interest Rates: Competitive for purchases and cash advances
- Acceptance: Globally accepted, making it convenient for international travel and expenditures
Documents You’ll Need
Thinking of applying? Make sure you have:
- Government-issued ID
- Proof of income (like pay stubs or tax returns)
- Proof of residence
RBC might also run a credit check to see if you’re a fit for this card.
How to Get in Touch with RBC
Ready to take the plunge? Here are your options for contacting RBC:
Online
Visit the RBC website and apply online. You can upload all necessary documents digitally, and the process is smooth and straightforward.
In-Person
Prefer face-to-face interaction? Step into any RBC branch, where a representative can guide you through the application process and answer all your questions.
Phone
Can’t make it in person or prefer not to apply online? No worries. Give RBC’s customer service a call, and they’ll help you step by step over the phone.
Conclusion
The RBC Avion Visa Infinite Card is more than just a piece of plastic; it’s a powerful financial tool designed with luxurious rewards and practical benefits in mind.
It offers robust travel insurance, eliminates foreign transaction fees, and has a competitive points system that’s hard to beat.
Whether you’re a travel enthusiast, a daily spender, or somewhere in between, this card could very well enhance your financial life and align perfectly with your lifestyle needs.
Choosing the right credit card is a journey.
It’s about understanding your financial landscape, knowing what perks matter most to you, and finding that perfect match. The RBC Avion Visa Infinite Card, with its blend of luxury and practicality, is definitely worth considering.
For more details or to begin your application, reach out to RBC directly.
Embarking on this journey could unlock a multitude of rewarding experiences aligned with your goals and lifestyle.
This card might not be for you, discover the benefits of the Scotia Bank credit card HERE.